[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.biofrog.cz\/hypoteka-pro-nas\/#Article","mainEntityOfPage":"https:\/\/www.biofrog.cz\/hypoteka-pro-nas\/","headline":"Hypot\u00e9ka pro n\u00e1s","name":"Hypot\u00e9ka pro n\u00e1s","description":"Pamatuji si na tu dobu, kdy\u017e jsem s p\u0159\u00edtelem cht\u011bla m\u00edt vlastn\u00ed d\u016fm anebo byt. A to, \u017ee jsme oba dva vyr\u016fstali v takov\u00e9 rodin\u011b, kde byly finance opravdu hodn\u011b vz\u00e1cn\u00e9, proto\u017ee nikdo z n\u00e1s z rodiny nebyl bohat\u00fd. A opravdu hodn\u011b n\u00e1s to mrzelo, hlavn\u011b kdy\u017e okolo n\u00e1s byli p\u0159\u00e1tel\u00e9 a kamar\u00e1di, kte\u0159\u00ed pen\u00edze &hellip;","datePublished":"2022-11-21","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.biofrog.cz\/author\/#Person","name":"","url":"https:\/\/www.biofrog.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"biofrog.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.biofrog.cz\/wp-content\/uploads\/poverty-4561704_960_720_1.jpg","url":"https:\/\/www.biofrog.cz\/wp-content\/uploads\/poverty-4561704_960_720_1.jpg","height":0,"width":0},"url":"https:\/\/www.biofrog.cz\/hypoteka-pro-nas\/","about":["Byt"],"wordCount":432,"articleBody":"      Pamatuji si na tu dobu, kdy\u017e jsem s p\u0159\u00edtelem cht\u011bla m\u00edt vlastn\u00ed d\u016fm anebo byt. A to, \u017ee jsme oba dva vyr\u016fstali v takov\u00e9 rodin\u011b, kde byly finance opravdu hodn\u011b vz\u00e1cn\u00e9, proto\u017ee nikdo z n\u00e1s z rodiny nebyl bohat\u00fd. A opravdu hodn\u011b n\u00e1s to mrzelo, hlavn\u011b kdy\u017e okolo n\u00e1s byli p\u0159\u00e1tel\u00e9 a kamar\u00e1di, kte\u0159\u00ed pen\u00edze m\u011bli. A my jsme si s p\u0159\u00edtelem \u0159ekli, \u017ee ne\u017e budeme m\u00edt svatbu, kterou jsme si vysnili, tak si taky se\u017eeneme pen\u00edze, abychom si mohli koupit n\u00e1\u0161 byt. Samoz\u0159ejm\u011b, \u017ee ze za\u010d\u00e1tku jsme cht\u011bli s p\u0159\u00edtelem m\u00edt opravdu velk\u00fd d\u016fm, kde budeme m\u00edt taky plno d\u011bt\u00ed a velkou zahradu. Jenom\u017ee jak u\u017e to, tak b\u00fdv\u00e1, tak takov\u00e9 mlad\u00e9 sny, co si d\u00e1vaj\u00ed mlad\u00ed lid\u00e9 v\u011bt\u0161inou v\u016fbec nevyjdou. A j\u00e1 jsem s p\u0159\u00edtelem nebyla v\u016fbec v\u00fdjimka. Taky nikdy nezapomenu na ta slova, kter\u00e1 mi \u0159\u00edkala moje m\u00e1ma, kdy\u017e mi vysv\u011btlovala, \u017ee si m\u00e1m rad\u011bji j\u00edt do n\u00e1jmu ne\u017e si br\u00e1t hypot\u00e9ku. A jak byste se zachovali vy? \u017de pr\u00fd nem\u00e1 v\u016fbec cenu se zadlu\u017eovat, proto\u017ee zadlu\u017een\u00ed lid\u00e9 potom maj\u00ed opravdu t\u011b\u017ek\u00fd \u017eivot. Nev\u00edm, co je na tom pravdy, ale p\u0159eci zadlu\u017eit se kv\u016fli domu a nebo bytu je p\u0159eci skv\u011bl\u00e9. Podle m\u00e9ho n\u00e1zoru je n\u00e1kup bytu opravdu skv\u011bl\u00e1 investice. Proto\u017ee jsme se taky s p\u0159\u00edtelem rozhodli, \u017ee zkus\u00edme hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f.Cht\u011bli jsme takovou hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, proto\u017ee kdysi takovou hypot\u00e9ku m\u011bla moje teta, kter\u00e1 si takovou hypot\u00e9ku opravdu hodn\u011b chv\u00e1lila. J\u00e1 jsem o t\u00e9to hypot\u00e9ce bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjmu u\u017e sly\u0161ela v minulosti a taky jsem v\u011bd\u011bla, \u017ee je obl\u00edben\u00e1 a \u017ee j\u00ed m\u00e1 hodn\u011b lid\u00ed r\u00e1do. Tak\u017ee jsme si s p\u0159\u00edtelem \u0159ekli, \u017ee si hypot\u00e9ku bezu dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f taky m\u016f\u017eeme vz\u00edt a uvid\u00edme, jestli n\u00e1m tuto hypot\u00e9ku schv\u00e1l\u00ed banka. A byli jsme nad\u0161en\u00fd, kdy\u017e n\u00e1m banka hypot\u00e9ku schv\u00e1lila a my jsme u\u017e za \u010dty\u0159i m\u011bs\u00edce m\u011bli pen\u00edze a na \u00fa\u010dtu. Tak\u017ee potom sta\u010dil se rozhodnout, jak\u00fd byte\u010dek si koup\u00edme a bylo vymalov\u00e1no.                                                                                                                                                                                                                                                                                                                                                                                           3.3\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka pro n\u00e1s","item":"https:\/\/www.biofrog.cz\/hypoteka-pro-nas\/#breadcrumbitem"}]}]