[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.biofrog.cz\/je-hypoteka-bez-dolozeni-prijmu-bezpecna\/#Article","mainEntityOfPage":"https:\/\/www.biofrog.cz\/je-hypoteka-bez-dolozeni-prijmu-bezpecna\/","headline":"Je hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu bezpe\u010dn\u00e1?","name":"Je hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu bezpe\u010dn\u00e1?","description":"Asi ka\u017ed\u00fd z n\u00e1s si n\u011bkdy p\u0159\u00e1l bydlet ve vlastn\u00edm dom\u011b \u010di byt\u011b. A nen\u00ed divu, koneckonc\u016f bydlen\u00ed ve vlastn\u00edm m\u00e1 \u0159adu v\u00fdhod. Tou nikoliv nejmen\u0161\u00ed je fakt, \u017ee nemus\u00edte platit n\u00e1jem a p\u0159edev\u0161\u00edm nemus\u00edte m\u00edt strach, \u017ee v\u00e1s n\u011bkdo vyst\u011bhuje. Av\u0161ak vzhledem k cen\u011b nemovitost\u00ed je jasn\u00e9, \u017ee na tento sen v\u011bt\u0161ina lid\u00ed nedos\u00e1hne. …","datePublished":"2020-07-19","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.biofrog.cz\/author\/#Person","name":"","url":"https:\/\/www.biofrog.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"biofrog.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.biofrog.cz\/wp-content\/uploads\/hypoteka5_9.jpg","url":"https:\/\/www.biofrog.cz\/wp-content\/uploads\/hypoteka5_9.jpg","height":0,"width":0},"url":"https:\/\/www.biofrog.cz\/je-hypoteka-bez-dolozeni-prijmu-bezpecna\/","about":["Pen\u00edze"],"wordCount":428,"articleBody":"   Asi ka\u017ed\u00fd z n\u00e1s si n\u011bkdy p\u0159\u00e1l bydlet ve vlastn\u00edm dom\u011b \u010di byt\u011b. A nen\u00ed divu, koneckonc\u016f bydlen\u00ed ve vlastn\u00edm m\u00e1 \u0159adu v\u00fdhod. Tou nikoliv nejmen\u0161\u00ed je fakt, \u017ee nemus\u00edte platit n\u00e1jem a p\u0159edev\u0161\u00edm nemus\u00edte m\u00edt strach, \u017ee v\u00e1s n\u011bkdo vyst\u011bhuje.Av\u0161ak vzhledem k cen\u011b nemovitost\u00ed je jasn\u00e9, \u017ee na tento sen v\u011bt\u0161ina lid\u00ed nedos\u00e1hne. Nen\u00ed se tedy \u010demu divit, \u017ee vol\u00ed nejr\u016fzn\u011bj\u0161\u00ed druhy hypot\u00e9k, aby si vytou\u017eenou nemovitost koupili. Jedn\u00edm z t\u011bch zdaleka nejpopul\u00e1rn\u011bj\u0161\u00edch je pak hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. V \u010dem spo\u010d\u00edv\u00e1?Stru\u010dn\u011b \u0159e\u010deno, pokud si jdete za\u017e\u00e1dat o hypot\u00e9ku, pak jednou z v\u011bc\u00ed, kterou po v\u00e1s budou cht\u00edt, je dolo\u017een\u00ed va\u0161eho \u010dist\u00e9ho m\u011bs\u00ed\u010dn\u00edho p\u0159\u00edjmu a toho, \u017ee m\u00e1te stabiln\u00ed zam\u011bstn\u00e1n\u00ed. To se prov\u00e1d\u00ed tak, \u017ee dolo\u017e\u00edte posledn\u00ed v\u00fdplatn\u00ed p\u00e1sku spolu s aktu\u00e1ln\u00ed pracovn\u00ed smlouvou.Pro\u010d se tento krok d\u011bl\u00e1? Je to jednodu\u0161e proto, aby se firma, kter\u00e1 pen\u00edze poskytne, ujistila, \u017ee skute\u010dn\u011b budete schopni danou \u010d\u00e1stku spl\u00e1cet. Pokud o tom bude m\u00edt n\u011bjak\u00e9 pochybnosti, va\u0161e \u017e\u00e1dost bude zam\u00edtnuta.Av\u0161ak st\u00e1le \u017eij\u00ed mezi n\u00e1mi lid\u00e9, kte\u0159\u00ed by r\u00e1di bydleli ve vlastn\u00edm a maj\u00ed spo\u010d\u00edt\u00e1no, \u017ee by dok\u00e1zali s rozpo\u010dtem p\u0159i tro\u0161e snahy vyj\u00edt i p\u0159i spl\u00e1cen\u00ed hypot\u00e9ky, av\u0161ak jejich p\u0159\u00edjem je tak n\u00edzk\u00fd, \u017ee jsou nap\u0159\u00edklad v bance odm\u00edtnuti. Jin\u00ed zase necht\u011bj\u00ed prozrazovat takto ciz\u00edmu \u010dlov\u011bku svou v\u00fd\u0161i p\u0159\u00edjmu \u010di jin\u00e9 osobn\u00ed \u00fadaje. A pr\u00e1v\u011b pro tyto lidi tu hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjmu je.Jak ji\u017e n\u00e1zev napov\u00edd\u00e1, v\u00fd\u0161e zm\u00edn\u011bn\u00fd krok je zde p\u0159esko\u010den. To ji \u010din\u00ed dostupnou pro mnohem \u0161ir\u0161\u00ed \u0159adu lid\u00ed, a\u010dkoliv je t\u0159eba si uv\u011bdomit, \u017ee st\u00e1le budete prov\u011b\u0159eni v registru dlu\u017en\u00edk\u016f, ve kter\u00e9m je tak\u00e9 podstatn\u00e1 \u010d\u00e1st populace.Ka\u017edop\u00e1dn\u011b je jasn\u00e9, \u017ee nic nen\u00ed zadarmo. V tomto p\u0159\u00edpad\u011b je riziko, kter\u00e9 na sebe firma bere, kompenzov\u00e1no vy\u0161\u0161\u00edmi \u00faroky i poplatky. To znamen\u00e1, \u017ee nakonec zaplat\u00edte podstatn\u011b vy\u0161\u0161\u00ed \u010d\u00e1stku, ne\u017e v\u00e1m byla p\u016fj\u010dena. Zda to za to stoj\u00ed, je jen na v\u00e1s.                                                                                                                                                                                                                                                                                                                                                                                          4.8\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu bezpe\u010dn\u00e1?","item":"https:\/\/www.biofrog.cz\/je-hypoteka-bez-dolozeni-prijmu-bezpecna\/#breadcrumbitem"}]}]