[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.biofrog.cz\/meli-bychom-uzavrit-i-havarijni-pojisteni\/#Article","mainEntityOfPage":"https:\/\/www.biofrog.cz\/meli-bychom-uzavrit-i-havarijni-pojisteni\/","headline":"M\u011bli bychom uzav\u0159\u00edt i havarijn\u00ed poji\u0161t\u011bn\u00ed?","name":"M\u011bli bychom uzav\u0159\u00edt i havarijn\u00ed poji\u0161t\u011bn\u00ed?","description":"Ka\u017ed\u00fd majitel vozidla v\u00ed, \u017ee m\u00e1 povinnost m\u00edt uzav\u0159en\u00e9 povinn\u00e9 ru\u010den\u00ed. Jist\u011b, m\u016f\u017ee si vybrat kteroukoliv z\u00a0poji\u0161\u0165oven, kter\u00e1 jej nab\u00edz\u00ed, a m\u016f\u017ee ji tak\u00e9 kdykoliv zm\u011bnit. V\u017edy jej v\u0161ak mus\u00ed m\u00edt aktu\u00e1ln\u00ed. \u00a0 Ov\u0161em pokud jde o auta, poji\u0161\u0165ovny nenab\u00edz\u00ed pouze toto povinn\u00e9 ru\u010den\u00ed. M\u00e1te zde tak\u00e9 mo\u017enost havarijn\u00edho poji\u0161t\u011bn\u00ed. To v\u011bt\u0161in\u011b lid\u00ed p\u0159ipad\u00e1 zbyte\u010dn\u00e9, …","datePublished":"2022-12-31","dateModified":"2023-08-18","author":{"@type":"Person","@id":"https:\/\/www.biofrog.cz\/author\/#Person","name":"","url":"https:\/\/www.biofrog.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"biofrog.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.biofrog.cz\/wp-content\/uploads\/auticko4_10_3.jpg","url":"https:\/\/www.biofrog.cz\/wp-content\/uploads\/auticko4_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.biofrog.cz\/meli-bychom-uzavrit-i-havarijni-pojisteni\/","about":["Moto"],"wordCount":417,"articleBody":"Ka\u017ed\u00fd majitel vozidla v\u00ed, \u017ee m\u00e1 povinnost m\u00edt uzav\u0159en\u00e9 povinn\u00e9 ru\u010den\u00ed. Jist\u011b, m\u016f\u017ee si vybrat kteroukoliv z\u00a0poji\u0161\u0165oven, kter\u00e1 jej nab\u00edz\u00ed, a m\u016f\u017ee ji tak\u00e9 kdykoliv zm\u011bnit. V\u017edy jej v\u0161ak mus\u00ed m\u00edt aktu\u00e1ln\u00ed.\u00a0Ov\u0161em pokud jde o auta, poji\u0161\u0165ovny nenab\u00edz\u00ed pouze toto povinn\u00e9 ru\u010den\u00ed. M\u00e1te zde tak\u00e9 mo\u017enost havarijn\u00edho poji\u0161t\u011bn\u00ed. To v\u011bt\u0161in\u011b lid\u00ed p\u0159ipad\u00e1 zbyte\u010dn\u00e9, av\u0161ak p\u0159i bli\u017e\u0161\u00edm pohledu zjist\u00edme, \u017ee tomu tak b\u00fdt rozhodn\u011b nemus\u00ed.\u00a0\u00a0V\u00a0prvn\u00ed \u0159ad\u011b je dobr\u00e9 se pod\u00edvat, jak\u00fd je mezi t\u011bmito dv\u011bma rozd\u00edl. Ten hlavn\u00ed spo\u010d\u00edv\u00e1 v\u00a0tom, \u017ee povinn\u00e9 ru\u010den\u00ed pokr\u00fdv\u00e1 \u0161kodu, kterou vy zp\u016fsob\u00edte n\u011bkomu jin\u00e9mu, a\u0165 u\u017e se jedn\u00e1 o auto \u010di jin\u00fd majetek. Pokud tedy naraz\u00edte do jin\u00e9ho vozidla, \u0161kodu po\u0161kozen\u00e9mu plat\u00ed poji\u0161\u0165ovna. Stejn\u011b tak tomu bude v\u00a0p\u0159\u00edpad\u011b, \u017ee dostanete nap\u0159\u00edklad smyk na mokr\u00e9 \u010di zledovat\u011bl\u00e9 silnici a pobo\u0159\u00edte n\u011bkomu plot.\u00a0Zde si v\u0161ak m\u016f\u017eeme v\u0161imnout hlavn\u00edho probl\u00e9mu: co \u0161koda na na\u0161em vozidle? I ta m\u016f\u017ee b\u00fdt pom\u011brn\u011b velk\u00e1. Zaplat\u00ed ji tak\u00e9 poji\u0161\u0165ovna? Odpov\u011b\u010f zn\u00ed, \u017ee z\u00a0povinn\u00e9ho ru\u010den\u00ed nikoliv. K\u00a0tomuto n\u00e1m slou\u017e\u00ed pr\u00e1v\u011b ono havarijn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 si m\u016f\u017eeme tak\u00e9 uzav\u0159\u00edt.\u00a0\u00a0Mnoho lid\u00ed v\u0161ak od toho odrazuje fakt, \u017ee se t\u00edm zvy\u0161uje \u010d\u00e1stka, kterou mus\u00ed poji\u0161\u0165ovn\u011b platit. To plat\u00ed zvl\u00e1\u0161t\u011b dnes, kdy ceny prakticky v\u0161ech komodit i slu\u017eeb prudce stoupaj\u00ed. Zde je v\u0161ak nutn\u00e9 si uv\u011bdomit, \u017ee pokud se n\u011bco stane, budeme muset s\u00a0nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed zaplatit mnohem v\u00edce pen\u011bz, a to najednou.\u00a0Pokud tedy uva\u017eujeme o jeho uzav\u0159en\u00ed, je dobr\u00e9 se zamyslet. Jak pravd\u011bpodobn\u00e9 je, \u017ee se dostaneme do dopravn\u00ed nehody? Pokud jezd\u00edme prakticky jen mezi prac\u00ed, n\u00e1kupem a domovem, moc pravd\u011bpodobn\u00e9 to nen\u00ed. Ov\u0161em pokud pravideln\u011b podnik\u00e1me dlouh\u00e9 j\u00edzdy, zvl\u00e1\u0161t\u011b v\u00a0noci, pak bychom o tom ji\u017e m\u011bli uva\u017eovat.\u00a0Jist\u011b, z\u00e1le\u017e\u00ed zde i na na\u0161\u00ed finan\u010dn\u00ed situaci, av\u0161ak je pravdou, \u017ee i zde je lep\u0161\u00ed platit konstantn\u011b men\u0161\u00ed \u010d\u00e1stku, ne\u017e najednou muset zaplatit n\u011bkolik des\u00edtek tis\u00edc. To toti\u017e ud\u011bl\u00e1 podstatn\u011b v\u011bt\u0161\u00ed d\u00edru do rozpo\u010dtu.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u011bli bychom uzav\u0159\u00edt i havarijn\u00ed poji\u0161t\u011bn\u00ed?","item":"https:\/\/www.biofrog.cz\/meli-bychom-uzavrit-i-havarijni-pojisteni\/#breadcrumbitem"}]}]