[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.biofrog.cz\/podnikani-nezarucuje-bohatstvi\/#Article","mainEntityOfPage":"https:\/\/www.biofrog.cz\/podnikani-nezarucuje-bohatstvi\/","headline":"Podnik\u00e1n\u00ed nezaru\u010duje bohatstv\u00ed","name":"Podnik\u00e1n\u00ed nezaru\u010duje bohatstv\u00ed","description":"Bylo by skv\u011bl\u00e9, kdyby ti nejsna\u017eiv\u011bj\u0161\u00ed podnikatel\u00e9 dosahovali za v\u0161ech okolnost\u00ed ohromn\u00fdch p\u0159\u00edjm\u016f. Kdyby m\u011bli jistotu, \u017ee za spoustu dob\u0159e odveden\u00e9 pr\u00e1ce dostanou tak\u00e9 spoustu pen\u011bz. Ale z\u00e1zraky se ned\u011bj\u00ed. A tak n\u011bkdy lid\u00e9 podnikaj\u00ed a pracuj\u00ed, se\u010d jim s\u00edly sta\u010d\u00ed, ale nakonec zjist\u00ed, \u017ee se jim takov\u00e1 odveden\u00e1 pr\u00e1ce moc nevyplatila. A n\u011bkdy se &hellip;","datePublished":"2026-05-02","dateModified":"2026-05-02","author":{"@type":"Person","@id":"https:\/\/www.biofrog.cz\/author\/#Person","name":"","url":"https:\/\/www.biofrog.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"biofrog.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.biofrog.cz\/wp-content\/uploads\/pppppppppppppppp_10_10_10_10_10_7.jpg","url":"https:\/\/www.biofrog.cz\/wp-content\/uploads\/pppppppppppppppp_10_10_10_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.biofrog.cz\/podnikani-nezarucuje-bohatstvi\/","about":["V\u00fdrobky"],"wordCount":397,"articleBody":"      Bylo by skv\u011bl\u00e9, kdyby ti nejsna\u017eiv\u011bj\u0161\u00ed podnikatel\u00e9 dosahovali za v\u0161ech okolnost\u00ed ohromn\u00fdch p\u0159\u00edjm\u016f. Kdyby m\u011bli jistotu, \u017ee za spoustu dob\u0159e odveden\u00e9 pr\u00e1ce dostanou tak\u00e9 spoustu pen\u011bz. Ale z\u00e1zraky se ned\u011bj\u00ed. A tak n\u011bkdy lid\u00e9 podnikaj\u00ed a pracuj\u00ed, se\u010d jim s\u00edly sta\u010d\u00ed, ale nakonec zjist\u00ed, \u017ee se jim takov\u00e1 odveden\u00e1 pr\u00e1ce moc nevyplatila. A n\u011bkdy se navzdory sv\u00e9 snaze dost\u00e1vaj\u00ed i do m\u00ednusu, tedy prod\u011bl\u00e1vaj\u00ed. A to samoz\u0159ejm\u011b nen\u00ed nic pot\u011b\u0161uj\u00edc\u00edho. O to nikdo z podnikatel\u016f nestoj\u00ed.Ale i to necht\u011bn\u00e9 se st\u00e1v\u00e1. A tak se podnikatel\u00e9 n\u011bkdy dost\u00e1vaj\u00ed i do situace, kdy pro n\u011b nem\u00e1 podnik\u00e1n\u00ed \u017e\u00e1dn\u00fd smysl a je jim dokonce po ekonomick\u00e9 str\u00e1nce na obt\u00ed\u017e. N\u011bkdy je jejich firma t\u00e1hne ke dnu. A ned\u00e1 se s t\u00edm nic moc d\u011blat, proto\u017ee by byl obrat k lep\u0161\u00edmu mo\u017en\u00fd jedin\u011b tehdy, kdy\u017e by byly pen\u00edze, kter\u00e9 by se tu investovaly do \u017e\u00e1douc\u00edch pozitivn\u00edch zm\u011bn.Podnikatele by tedy n\u011bkdy spasily n\u011bjak\u00e9 pen\u00edze nav\u00edc. Jen\u017ee kde je vz\u00edt? Kdy\u017e je n\u011bkdo nevyd\u011bl\u00e1, nem\u00e1 je. Pokud si je tedy n\u011bkde aspo\u0148 nep\u016fj\u010d\u00ed.A proto podnikatel\u00e9 \u017e\u00e1daj\u00ed v p\u0159\u00edpad\u011b probl\u00e9m\u016f i o podnikatelsk\u00e9 p\u016fj\u010dky. Ov\u0161em n\u011bkdy jim ani to nepom\u016f\u017ee. \u017d\u00e1daj\u00ed o n\u011b, ale to je\u0161t\u011b neznamen\u00e1, \u017ee je tak\u00e9 dostanou. P\u016fj\u010dku toti\u017e z\u00edsk\u00e1vaj\u00ed jedin\u011b ti, kte\u0159\u00ed dok\u00e1\u017eou zaru\u010dit i jej\u00ed splacen\u00ed. A s t\u00edm maj\u00ed pochopiteln\u011b podnikatel\u00e9 s ekonomick\u00fdmi pot\u00ed\u017eemi probl\u00e9my, to \u010dasto nedok\u00e1\u017eou.A kdy\u017e podnikatel\u016fm nevyhov\u00ed v bank\u00e1ch? Pak by tu byla u\u017e jenom jedin\u00e1 solidn\u00ed mo\u017enost, jak pen\u00edze bez rizika a za dost v\u00fdhodn\u00fdch podm\u00ednek sehnat. Je mo\u017en\u00e9 si vz\u00edt i p\u016fj\u010dku zaru\u010denou nemovitost\u00ed, tedy nebankovn\u00ed hypot\u00e9ku.A jak podnikatel\u00e9 takovou nebankovn\u00ed hypot\u00e9ku se\u017eenou? Na tom vlastn\u011b nic nen\u00ed. K tomu, aby se z\u00edskala americk\u00e1 hypot\u00e9ka bez registru, je toti\u017e pot\u0159eba jenom ru\u010dit nemovitost\u00ed a m\u00edt p\u0159\u00edjmy sta\u010d\u00edc\u00ed na hrazen\u00ed dohodnut\u00fdch spl\u00e1tek. A to se p\u0159ece d\u00e1 \u010dasto velice snadno za\u0159\u00eddit.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnik\u00e1n\u00ed nezaru\u010duje bohatstv\u00ed","item":"https:\/\/www.biofrog.cz\/podnikani-nezarucuje-bohatstvi\/#breadcrumbitem"}]}]